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Student loans

Posted: Fri Jun 30, 2006 2:34 am
by Rebecca
...are a bitch.

Anyone else consolidating their Stafford loans before July 1st when the rates go up? Anyone?

yup

Posted: Fri Jun 30, 2006 4:34 am
by I am BC
we did ours a few months back....and I agree, they suck. We are paying close to $1k per month on them.

Posted: Fri Jun 30, 2006 9:41 am
by Brightside
Last month I finished paying off the student loan from my degree. This month, I've applied for another one! And the one I'm having to get is bigger than the two loans I had as an undergraduate put together, due to £3,000 worth of tuition fees. But I think that you have to pay even more in the US, don't you?

Posted: Fri Jun 30, 2006 1:18 pm
by sam
I just passed the half-way point paying off my loans and I graduated 7 years ago, depressing. No $1k per month, though. That's crazy. Makes me glad I went to Hillbilly Tech as an in-state student.

Posted: Fri Jun 30, 2006 3:59 pm
by I am BC
I just passed the half-way point paying off my loans and I graduated 7 years ago, depressing. No $1k per month, though. That's crazy. Makes me glad I went to Hillbilly Tech as an in-state student.
We went to Texas A&M-Commerce....it doesnt have to be $1k per month, but we are trying to get them paid off ASAP.

At least I gotted my edubacation - write?

Posted: Fri Jun 30, 2006 5:22 pm
by ifihadahifi
Debt sucks.

Posted: Fri Jun 30, 2006 5:52 pm
by Irock
Employer tuition assistance = :)

Even covers books = :D

Posted: Fri Jun 30, 2006 8:02 pm
by mere1975
Employer tuition assistance = :)
True dat, true dat. But mine only covers up to $5,000/year.

- Mere "who knew the Art Institute was so bloody expensive?" 1975

Posted: Sat Jul 01, 2006 3:48 am
by Rebecca
Employer tuition assistance = :)

Even covers books = :D
That reminds me, I applied for tuition reimbursement, and earlier this week, they approved it!!! It's tuition only, and it doesn't cover books, but shit! That's a lot of money I won't have to borrow from the bank! I really didn't think they were going to approve it (in the employee handbook they make it sound pretty much impossible) so you have no idea how excited I am. :D

And on the same day I found out I got tuition reimbursement, I was also in a TV commercial with Robert Horry. What an interesting day!

Posted: Sat Jul 01, 2006 6:38 pm
by katie
i didn't have student loans cause i got a full tuition scholarship. my parents said that by getting that scholarship, i did my part for paying for school, so they picked up the tab for room and board and that sort of thing. i was a theatre major, so books were $100 at their most expensive, and i think that was actually my studio art semester where i had to buy art supplies. my best friend was going to consolidate his loans, but then he got a loan payment in the mail and flipped cause they didn't give him the 6 month grace period. he got that straightened out but not in time for consolidation.

Posted: Sat Jul 01, 2006 9:46 pm
by dialzero
I just did mine... it was a pain in the ass to figure out all that math but I am proud of myself for getting it done. I think I got a good deal from my credit union. I have a semester of loan-taking-out left so I'll have to figure out if I want to re-consolidate those loans... bleh. But I'll worry about it later.

Posted: Wed Jul 12, 2006 11:45 am
by mere1975
I think it's only fair that I say something good about the US Dept. of Education right now, because I am genuinely impressed with the speed of my FAFSA application for this year.

I did it online at 10 p.m. -- it was confirmed and submitted to the Art Institute by 3 p.m. the following day!

I don't know a thing about consolidating the loans I have racked up so far, but I guess it's too late anyway. . .


- Mere "I'd complain if it took forever, so I'm praising their speed" 1975

Posted: Wed Jul 12, 2006 9:37 pm
by lennon
you dont rack up too much debt going to a DCCCD school.

damn that reminds me. i still need to register for the fall semester.

len "15 years since high school and no degree" non

Posted: Wed Jul 12, 2006 9:53 pm
by mere1975
A question for you guys:


I had a brand new teacher last night. When she signed my schedule at the beginning of class, she said this.

her: "Only nine hours? That's a light load!"
me: "Well, I work full time, and I just go to school at night."
her: "Toughen up!"

Fah q!

I have classes with her on Tuesday night and Friday night. :( Should I drop the one I can, even though it means a harder workload this quarter -- to avoid counting on her for 2 grades?

Am I overreacting?

So far, she does not seem like an interesting teacher at all.

- Mere "so that's dismissive AND uninteresting" 1975

Posted: Wed Jul 12, 2006 9:57 pm
by lennon
sounds like a biatch to me.
get out while you can!